Work-Related Car Accidents: What You Need to Know
Nov 11, 2025 | Read Time: 4 minutesYou’re driving a company vehicle down the 405 when a distracted driver rear-ends you. You’re shaken, sore, and suddenly facing questions you didn’t expect: about insurance, medical care, and whether your job will be affected. Who pays for what if you were in a car accident at work? Can you sue? Or is workers’ compensation your only option? If you’ve been injured in a car accident while driving for work in California, you’re not alone, and it’s essential to understand your legal rights. This post will walk you through how employment-related car accidents are handled, who may be responsible, and how an attorney can help you protect your financial future. When Is a Car Accident Considered Work-Related? Not every accident during your workday qualifies as a work-related car accident under California law. Generally, if you were driving as part of your job duties, the incident could fall within the scope of employment. Examples include: However, accidents that occur during your regular commute or while running personal errands typically don’t count. The distinction can be nuanced and fact-specific. Work-Related Car Accidents: Who Is Responsible? Liability for work-related car accidents depends on the situation. California recognizes a legal doctrine called vicarious liability, which may hold employers liable for employee conduct within the scope of their job duties. That means your employer may be financially responsible if: The employer may also be responsible for your injuries if you were struck by a commercial driver who was on the job. However, if an employee was acting outside the scope of their employment, such as by driving drunk or running personal errands, the employer may not be responsible. Is an Employer Liable for an Employee’s Car Accident? Employers may be held responsible for their employees’ actions if they occurred during employment. However, if an employee strays from their responsibilities or engages in reckless behavior, the employer may not be held liable. For example, an employee who rear-ends another car while delivering materials as part of their job might trigger employer liability. However, an employee who takes a personal detour while on a work trip and causes a crash likely won’t. California’s courts consider factors like intent, timing, and whether the employer benefited from the activity. What Should I Do After a Work-Related Car Accident? If you were involved in a car accident while driving for work, take these steps: Quick action helps protect your physical well-being and preserve your right to recover full compensation. Can I File a Workers’ Compensation Claim? California law generally entitles you to workers’ compensation benefits if the accident qualifies as work-related. Compensation typically includes: You do not need to prove fault to receive workers’ compensation. Even if you caused the accident while working, you’re still typically covered. The California Department of Industrial Relations confirms that workers injured on the job are eligible for benefits regardless of who is at fault. Can I Also File a Personal Injury Lawsuit? Workers’ compensation limits your ability to sue your employer, but not necessarily other parties. If someone else caused the accident, such as another driver, a vehicle manufacturer, or a negligent third party, you may have a personal injury claim in addition to your workers’ comp benefits. A third-party personal injury claim can cover: The timelines and procedures are different, and acting quickly is critical. Speak with an attorney to determine your eligibility for either claim. What Happens If You Get Hit by a Car While Working? Getting struck by a vehicle while performing your job, such as crossing a construction site or assisting with traffic in a delivery zone, is typically considered an employment-related injury. In this situation, you may be eligible to file workers’ compensation and personal injury claims. Pursuing both claims can be legally complex. For example, your workers’ comp insurer might have a right to reimbursement from any personal injury settlement or judgment you receive. An attorney can help you avoid costly mistakes and maximize your recovery under both systems. How The Beliz Law Firm Helps Work-Related Accident Clients Work-related crashes aren’t just traffic accidents. They’re legal puzzles. At The Beliz Law Firm, we help injured workers in California understand their options and pursue every available path to recovery. Founded by Michael A. Beliz, Esq., our firm brings nearly two decades of experience in personal injury and workers’ compensation strategy. We’ve recovered millions for injured workers throughout Southern California and have successfully litigated claims against large delivery companies and rideshare platforms. We’re bilingual, responsive, and genuinely care about our clients’ futures. Whether you need help dealing with your employer’s insurance carrier or want to hold a negligent driver accountable, we can guide you through the process and fight for what’s fair. Protect Your Health and Your Legal Rights You’re working hard to do your job. When an accident interrupts your ability to work and live, you deserve clear answers, not red tape. If you’ve been in a car accident at work, you may be eligible for more compensation than your employer or insurer offers upfront. Don’t leave money or benefits on the table. Let The Beliz Law Firm evaluate your situation, explain your options, and help you move forward. Resources
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